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On the Wall Street Journal's editorial claim that "the regulatory tax on Americans is now larger than the income tax": The WSJ editorial board writes: "so-called independent agencies like the Federal Reserve... were a perfect 0 for 17 in failing to estimate costs as well as benefits [of regulation]..." Are they seriously claiming that the Federal Reserve has overregulated financial markets over the past decade because it hasn't been writing bureaucratic reports explicitly enumerating and comparing costs and benefits?

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